Mortgage Calculators
Payment and affordability tools for planning conversations. You enter the rate — nothing is pre-filled as an advertised offer.
Estimates only — not an offer. These calculators are educational planning tools. Results are approximate, omit mortgage insurance and many escrow variables unless you enter them, and do not constitute a loan offer, rate lock, underwriting decision or guarantee of approval. Darren Crampton / Edge Home Finance does not advertise rates on this website; enter a rate you want to model. For a real pre-qualification, contact Darren or start an application.
Payment calculator
Principal & interest from the loan amount you model, plus optional tax/insurance/HOA fields you enter.
- Estimated loan amount
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- Estimated principal & interest
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- Estimated total (with your extras)
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Estimate only — not an offer or APR disclosure.
Affordability calculator
Illustrative only. Uses a simple 28% housing-ratio sketch — real underwriting is different.
- Illustrative max housing budget / mo
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- Illustrative max loan
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- Illustrative max price (loan + down)
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Sketch only — lenders use different ratios, reserves and guidelines. Not an offer.