Purchase Loans
Conventional and purchase home loans for buyers across Orlando, Windermere, Winter Park, Dr. Phillips and Central Florida — from first conversation to clear-to-close.
Buying a home in Central Florida
A purchase mortgage finances the home you are buying. Most owner-occupied purchases in Orange, Seminole, Osceola and Lake counties start with a conventional loan when credit, equity and documentation fit standard guidelines — with FHA, VA, USDA and jumbo options when those paths fit better.
Pre-approval, without the guesswork
- Quick conversation Share the area you are shopping, rough budget range (no need for exact numbers on the website) and timing.
- Documentation Typical items include income, asset and identity documents — collected securely through Edge Home Finance, not this website form.
- Pre-approval letter Your realtor can present a letter that matches how Central Florida sellers expect offers to look.
- Under contract to closing Darren stays reachable while appraisal, title and underwriting move.
Who this path fits
Primary-home buyers who want a straightforward purchase file with a Florida-licensed loan officer who answers the phone — especially referrals from realtors, BNI partners and insurance agents.
Compliance note: This page describes loan types only. No rates, payments, APRs or down-payment figures are advertised here. Eligibility depends on credit, income, property and program guidelines at Edge Home Finance.
Related: First-time buyers · FHA · VA · Jumbo · Calculators